---
title: The Benefits of Owning Residential Property During a Recession
description: In a recessionary environment, renting out residential property has its benefits. And you can guarantee your rental income with the help of rent default insurance!
image: https://www.steadytech.com/hubfs/Imported_Blog_Media/shutterstock_1502786618-3.jpg
---

The Owner Benefit Package is now OwnerProtect. Current customers can [log in](https://admin.steadyrent.com/signin) as usual.New: **OwnerLaunch** is here. [See how it works →](https://www.steadytech.com/owner-launch)

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[New![OwnerLaunch](data:image/png;base64,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) Owner onboarding and renewals](https://www.steadytech.com/owner-launch) [![OwnerProtect](data:image/png;base64,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# The Benefits of Owning Residential Property During a Recession

Oct 19, 2021, 12:00:00 AM · Steady

[![](https://www.steadytech.com/hs-fs/hubfs/Imported_Blog_Media/shutterstock_1502786618-4.jpg?width=640&height=426&name=shutterstock_1502786618-4.jpg)](https://www.steadytech.com/hubfs/Imported_Blog_Media/shutterstock_1502786618-2.jpg) 

 The spread of the Coronavirus is seemingly increasing the odds of a global recession. Financial markets are tanking, factories are being shut down, conferences and events are getting canceled, and air travel has decreased significantly.

 While landlords [may be concerned about a looming recession](https://www.steadymarketplace.com/blog/landlord-recession-concern) after the devastating consequences of the 2008 market crash, they can rest assured knowing that residential rental real estate is an effective way to diversify and stabilize your investment portfolio. They just need to assess their financial risk ahead of time and plan accordingly.

 Here’s an in-depth look at the promise of rental income in an economic downturn.

### Rental Properties Produce a Stable Income

 Unfortunately, after 2008, investors tend to associate recessions with [depressed real estate prices](https://money.usnews.com/investing/real-estate-investments/articles/reasons-to-invest-in-real-estate-during-a-recession). However, in the last handful of recessions, real estate values actually [increased](https://money.usnews.com/investing/real-estate-investments/articles/reasons-to-invest-in-real-estate-during-a-recession). This is because rent payments don’t fluctuate in a recessionary period as they aren’t tied to the stock market.

 Additionally, as a landlord, you’re in control of the rental price, allowing you to alter it to [keep up with inflation](https://money.usnews.com/investing/real-estate-investments/articles/reasons-to-invest-in-real-estate-during-a-recession) and shifting interest rates. The reality is, owning rental property is a much more flexible option than stocks and bonds in a time of economic decline. After all, people will always need somewhere to live. So if the economy gets really bad for a year or two, you can just lower your rent a little to wave the downturn and still keep your asset, provided of course that you are not carrying unsustainable levels of debt.

#### When a Recession Affects Tenants

 It’s important to remember, that even though your property isn’t tied to the stock market, it’s possible that your tenant’s income is. If that’s the case, you’re at higher risk for a tenant defaulting on rent.

 Fortunately, rent default insurance through companies like [Steady](https://www.steadymarketplace.com/) offer an extra layer of protection to a landlord’s income should a tenant default on rent payments. A policy through Steady will ensure that your rental income is consistent even when a tenant can’t pay rent.

### Demand for Rental Property May Increase

 In addition to a stable income, rental property tends to be in higher demand during a recession as people don’t want to take on mortgage loans when the markets are unstable and their employment is uncertain.

 Furthermore, [interest rates on mortgages](https://www.investopedia.com/articles/pf/09/avoid-five-recession-risks.asp) might fluctuate, both positively and negatively as a recession settles in, and people may struggle to make those payments. It’s a risky time to take on debt or other unpredictable investments. So, it’s possible for buyers to err on the side of caution and avoid taking that risk, instead, choosing to rent.

### Recession-Proof Your Investment with Steady

 Owning a rental property can be a great investment ahead of a recession. The industry is considered a safe haven for investors and will position your portfolio to endure. Additionally, once the market recovers, you may be looking at a greater ROI as market values can see an increase.

 With that said, your tenants may not be as fortunate. For example, the Coronavirus has impacted global markets, having a negative effect on business profitability everywhere. This can lead to job loss, forcing tenants to default on rent. However, you don’t need to shoulder the consequences of this loss of income if you recession-proof your property.

 A policy through Steady gives you peace-of-mind knowing your rental income is guaranteed, even when financial markets perform erratically. If a tenant defaults on rent, Steady will make you whole on lost rent for up to 6 months, no deductible required. And with customizable coverage, you can choose to protect your income in a way that works best for you.

 Close any gaps of income uncertainty with a rent guarantee insurance policy through Steady.

#### [PROTECT YOUR INCOME](https://www.steadymarketplace.com/)

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Steady®

Steady Technologies, Inc. and its subsidiaries deliver unique financial and insurance solutions to property managers and their clients. All insurance products are offered through Steady Insurance Agency LLC, a leading program manager and Underwriting Manager for Landlord Rent Default Insurance. Steady Insurance Agency LLC works with an A.M. Best rated A+ and Fortune 100 Company. Nationwide, the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2022 Nationwide Mutual Insurance Company. Steady Insurance Agency LLC or Steady Insurance Agency LLC’s brokers maintain Excess and Surplus Lines Broker licenses in every state where Landlord Rent Default Policies are bound and issued.

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