---
title: Do You Need Landlord Liability Insurance?
description: Landlord liability insurance helps cover any expenses associated with a tenant injury on your property, but is it mandatory to have?
image: https://www.steadytech.com/hubfs/Imported_Blog_Media/shutterstock_32641552-4.jpg
---

The Owner Benefit Package is now OwnerProtect. Current customers can [log in](https://admin.steadyrent.com/signin) as usual.New: **OwnerLaunch** is here. [See how it works →](https://www.steadytech.com/owner-launch)

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[New![OwnerLaunch](data:image/png;base64,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) Owner onboarding and renewals](https://www.steadytech.com/owner-launch) [![OwnerProtect](data:image/png;base64,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Owner protection program](https://www.steadytech.com/owner-protect)

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# Do You Need Landlord Liability Insurance?

Nov 1, 2021, 12:00:00 AM · Steady

[![landlord liability insurance](https://www.steadytech.com/hs-fs/hubfs/Imported_Blog_Media/shutterstock_32641552-2.jpg?width=640&height=426&name=shutterstock_32641552-2.jpg)](https://www.steadytech.com/hubfs/Imported_Blog_Media/shutterstock_32641552-3.jpg) 

 As a landlord, protecting your properties means protecting your business, which is why having detailed lease agreements and insurance policies is essential. However, not all policies that protect your business will protect you personally. This is where landlord liability insurance comes in.

 Here, we’ll take an in-depth look at landlord liability insurance and whether or not it is mandatory.

### What is Landlord Liability Insurance?

 Landlord liability insurance protects you from paying expenses if you are found legally responsible for an injury or damage that occurred on your property. Homeowner’s insurance offers similar protection, but is only useful to landlords who live in the same building as the units they are renting.

### What is Covered by Landlord Liability Insurance?

 Unlike policies that cover the building against damage, vandalism or natural disasters, [landlord liability insurance](https://www.trustedchoice.com/landlord-insurance/coverage-types/liability/) is there for YOU. The reality is, even when proper safety measures and routine maintenance are performed, accidents happen and landlord liability insurance saves you from paying out of pocket.

**Landlord Liability Insurance covers expenses for many different scenarios in which a landlord can be held liable, including:**

- Costs associated with your legal defense to determine if you are at fault
- An uneven stair leads to a tenant falling
- A broken door allows a burglar to enter the rental
- Mold growing and causing a tenant to get sick
- If you are forced to evict a tenant and they are claiming discrimination
- A tenant is conducting unlawful actions and you didn’t try to stop it

#### Tenant Damage to Property

 Landlord liability insurance can cover more than just lawsuits and injury. You may also be able to recoup the costs of repairs due to tenant damage. For example, if a tenant moves out and leaves the property a mess or if a small kitchen fire leaves your appliances and countertops damaged, landlord liability insurance may help cover the costs to prepare it for new renters.

### What Isn’t Covered by Landlord Liability Insurance?

 While landlord liability insurance does safeguard your finances in some scenarios, it does not necessarily apply in others.

**These situations include:**

#### Maintenance and Repairs

 Things like paint jobs and other maintenance needs such as repairing a broken dishwasher or fixing a broken air conditioning unit will be on your own dime.

#### Intentional Damage (Vandalism)

 A traditional landlord liability policy won’t cover the repairs of intentional damage, like vandalism.  If this is a common occurrence in your area you may consider opting for additional coverage or taking out an extra policy.

#### When a Tenant Defaults on Rent

 In the event that a tenant loses their job, a relationship ends, or worse, it’s possible that they may default on rent payments. Although a landlord liability insurance policy won’t help in this scenario, a [rent default insurance](http://steadymarketplace.com/) policy will.

 With a rent default insurance policy through companies like [Steady](https://www.steadymarketplace.com/), if a tenant fails to pay rent, you’ll still receive an income ensuring there is no lapse in your cashflow. This can give you additional time to find a new tenant without the worry of lost revenue.

### Securing Your Business and Personal Income

 Insurance policies are a way to prepare for the unexpected. And while landlord liability insurance isn’t required, it is essential for your financial protection to ensure the ongoing success of your business.

 With that said, securing a rent default insurance policy is a way to round out your coverage to protect yourself from almost any scenario. With both landlord liability insurance and rent default insurance, whether a tenant injures themselves due to a problem with your property or is unable to pay rent, you’ll have peace of mind knowing you’re financially secure.

 Steady offers one of the most comprehensive rent default insurance policies for landlords who want to protect their income. You can customize your coverage, choosing to insure all or just some of your properties for the period of time you decide. Additionally, all policies are deductible free, ensuring that if you need to file a claim, income will be the last thing you worry about.

#### [LEARN  MORE ABOUT STEADY](https://www.steadymarketplace.com/)

[← All articles](https://www.steadytech.com/blog)

Steady®

Steady Technologies, Inc. and its subsidiaries deliver unique financial and insurance solutions to property managers and their clients. All insurance products are offered through Steady Insurance Agency LLC, a leading program manager and Underwriting Manager for Landlord Rent Default Insurance. Steady Insurance Agency LLC works with an A.M. Best rated A+ and Fortune 100 Company. Nationwide, the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company. © 2022 Nationwide Mutual Insurance Company. Steady Insurance Agency LLC or Steady Insurance Agency LLC’s brokers maintain Excess and Surplus Lines Broker licenses in every state where Landlord Rent Default Policies are bound and issued.

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